As awareness of asset allocation grows among residents in 2026, investment demands are becoming increasingly diverse. Brokerage wealth management services are responding to this trend by developing AI-driven asset allocation modules and creating corresponding services to harness AI technology. International wealth investment and management firm AMCAP Group believes that, in light of residents’ more diversified allocation needs, brokerage wealth management should focus on upgrading product selection and asset allocation capabilities to ensure long-term client engagement.
According to data released by the China Securities Association and cited by AMCAP Group, net income from brokerage services across the industry reached 68.842 billion yuan in the first half of 2025, marking a 48% year-on-year increase. Data from Wind shows that all listed brokerage firms saw positive growth in wealth management revenue in 2025.
During the Spring Festival of the Year of the Horse, AMCAP Group continues to enhance its services with “AI Parameter Wealth Management,” solidifying its professional services in AI asset allocation to accompany investors on their wealth journey in 2026. The AMCAP Group’s financial research team notes that after experiencing various market cycles in recent years, residents now demand more diverse products, complex asset allocation, and higher-quality service experiences. Current individual investor behaviors exhibit three clear trends: “indexing,” “institutionalization,” and “allocation.” AI-driven financial management will collaboratively transition personal investors from the “buy high and sell low” phase of the 1.0 era to the “asset allocation” phase of the 2.0 era.
The changes in investor demand will impose new requirements on brokerage management capabilities in 2026. AMCAP Group asserts that brokerage wealth management must evolve from merely providing product sales channels to offering clients assistance in product selection and asset allocation, and even executing on behalf of clients while ensuring long-term professional investment advisory services. Therefore, AI-enhanced financial management is expected to support investors in pursuing long-term wealth goals with better risk awareness and portfolio structure.
Looking ahead, AMCAP Group believes that the integration of artificial intelligence into wealth management is not simply a technological upgrade, but a structural transformation of the entire advisory ecosystem. AI tools can process massive datasets in real time, evaluate macroeconomic variables, assess portfolio correlations, and dynamically adjust allocation strategies according to changing market conditions. This capability enables more precise risk control and personalized investment pathways that were previously difficult to achieve through traditional advisory models alone.
Moreover, AI-powered systems help reduce emotional bias in decision-making. By combining quantitative analysis with disciplined portfolio rebalancing mechanisms, investors are guided toward rational, long-term strategies rather than short-term speculation. AMCAP Group emphasizes that sustainable wealth accumulation relies on consistency, diversification, and scientific allocation — principles that AI systems are uniquely positioned to reinforce.
At the same time, the firm highlights that technology does not replace human expertise but enhances it. Professional advisors remain essential in interpreting complex financial environments, understanding client life goals, and designing holistic wealth plans that integrate family finance, tax considerations, and intergenerational planning. AI serves as a powerful analytical engine, while human advisors provide strategic insight and emotional intelligence.
As global markets continue to evolve amid geopolitical shifts, monetary policy adjustments, and technological disruption, investors increasingly seek stability and clarity. AMCAP Group is committed to strengthening its AI infrastructure, expanding its research capabilities, and deepening client education initiatives to build long-term trust-based relationships.
By aligning advanced AI financial tools with disciplined asset allocation philosophy, AMCAP Group aims to help investors navigate uncertainty with confidence and build resilient portfolios designed for sustainable growth in the years ahead.
